LPMBI2O

Notes:

[a] Owing to the seasonal adjustment of this series, it may not equal the sum of its institutional breakdown. The residual can be found on the Bank's Interactive Database (LPMB5TF).

[b] The Office for National Statistics have recently completed a review of the Credit Grantors Survey and have re-examined the assumptions underlying this series. This has decreased the amount outstanding of credit card lending by £2bn and the amount outstanding of other unsecured lending by £8bn in January 2010. Flows of gross and net lending were not significantly affected. (31 Jan 2010)

[c] Due to changes to reporting of securitised loans, along with related liabilities, the amount outstanding of this series has increased by £9bn. The movement has been adjusted out of the flows for January 2010. For details, see the Monetary and Financial Statistics article http://www.bankofengland.co.uk/statistics/documents/ms/articles/art1feb10.pdf. (31 Jan 2010)

[d] The Office for National Statistics regularly reviews its reporters to the Credit Grantors Survey. Due to a change in the reporting population, the amount outstanding of unsecured credit in January 2011 has decreased by £3.3bn from the level in December 2010. Of this credit card lending decreased by £0.4bn and other unsecured lending decreased by £2.9bn. These movements have been adjusted out of the lending flows for January 2011. (31 Jan 2011)

[e] The level of other unsecured lending has been reduced by £0.3bn following the transfer of a loan portfolio to a non-resident company. The movement has been adjusted out of the net lending flows for May 2011. (31 May 2011)

[f] Due to improvements in reporting at one institution, the amounts outstanding decreased by £2bn. This effect has been adjusted out of the flows for January 2012. (31 Jan 2012)

[g] Due to a change in the reporting population, this series has increased by £0.5bn. The effect has been adjusted out of the flows for December 2012. (31 Dec 2012)

[h] Due to a restructuring at one reporting institution the amounts outstanding increased by £1bn. This effect has been adjusted out of the flows for January 2013. (31 Jan 2013)

[i] Following a purchase of loans by one reporting institution, the amounts outstanding increased by £2bn. This effect has been adjusted out of the flows for July 2013. (31 Jul 2013)

[j] Due to a change in the reporting population, the amounts outstanding increased by £2bn. The effect has been adjusted out of the flows for September 2014. (30 Sep 2014)

[k] Due to a loan transfer by one reporting institution, the amounts outstanding increased by £2bn. This effect has been adjusted out of the flows for October 2014. (31 Oct 2014)

[l] Due to improvements in reporting, the amounts outstanding increased by £1.7bn. This effect has been adjusted out of the flows for January 2015. (31 Jan 2015)

[m] Due to a loan transfer, the amounts outstanding decreased by £1.4bn. This effect has been adjusted out of the flows for September 2015. (30 Sep 2015)

[n] Due to a loan portfolio sale, the amounts outstanding decreased by £0.6bn. This effect has been adjusted out of the flows for December 2015. (31 Dec 2015)

[o] Due to changes in the reporting population, this series has decreased by around £1bn.  This effect has been adjusted out of the flows for January 2016. (31 Jan 2016)

[p] Due to improvements in reporting at one institution, the amounts outstanding decreased by £0.5bn. This effect has been adjusted out of the flows for January 2018. (31 Jan 2018)

[q] Due to improvements in reporting at one institution, the amounts outstanding increased by £0.6bn. This effect has been adjusted out of the flows for February 2018. (28 Feb 2018)